Cutting costs by cutting the cable cord

Many of us are looking for ways to cut unnecessary expenses, and one area that many of us should look at is cable TV. Not too long ago those of us who did not have cable TV service were looked at as freaks, however there are new entertainment alternatives that can be considered as a [...]

Warning: Don’t depend on any personal finance advice from this blog!

The economic events of the last several months, and the “response” to those events by our government have been troubling me greatly recently. For a while it didn’t make any real sense to me as to why it was so troubling. I have what I consider to be a good job, modest expenses, considerable savings, [...]

Off-topic (politics): The Texas Solution

While browsing the internet this past weekend, I came across a little known tidbit that could hold the key to stopping the agenda of President Obama. As shown during the stimulus debate, the Democrats have near complete control of both the legislative and executive branches of the federal government. While they do not have the [...]

Cutting costs: Is a measured rate phone line for you?

In this economy, many of us are looking to cut costs. As people become more reliant on cell phones, many are making the choice to abandon the landline altogether. But what about those of us who need the landline for home security systems or DSL? Well, there is an option that the phone companies don’t [...]

Will your credit card company and reward points still be there tomorrow?

Frequent readers of my blog know that I am an accountant (note: I don’t offer accounting or investing advice; please consult your own accountant and/or financial advisor). In the corporate accounting world, one of the hot topics is discussion of counterparty risk, which is basically the risk that the people you do business with will [...]

Today’s frugal lesson: Ask and ye shall receive

Here’s a quick tip to help limit expenses. Don’t be afraid to ask for a late fee to be waived on your bill. No matter how careful we are, sometimes a bill slips past us, like my AT&T home phone bill did this month. The result was a $6.05 late fee, not a lot but [...]