Banking

Bank of America's ridiculous maintenance fee

Posted by on March 1, 2010 at 1:25 pm

One thing I hate is bank fees, which is why I’m particularly annoyed at Bank of America right now. My wife and I have a MyAccess checking account, which we opened online in 2004. We do most of our banking through an online bank, but keep this account for branch and ATM access (cash withdrawals, [...]

Why being a devil customer is better than boycotting…

Posted by on January 13, 2010 at 10:30 am

I have seen a lot in the blogosphere of late about the “Move Your Money” campaign, which aims to motivate people to boycott the big banks that were the primary recipients of government bailout money and move their business to smaller community banks and credit unions. This has led to a lot of discussion of [...]

Identity theft victim? What your bank won't tell you

Posted by on January 6, 2010 at 10:30 am

One of my colleagues at the office is fighting with an identity theft scam involving her primary checking account, and listening to the line of bull they are feeding her has inspired me to post about the things you bank doesn’t want you to know if you are an identity theft victim. Here’s her story: [...]

Warning: Those unused credit cards could cost you!

Posted by on December 30, 2009 at 10:30 am

Many of us have them: unused credit cards that we opened for whatever reason that we don’t use anymore and just have stuffed in a sock drawer or a desk. We may keep them because we think it will hurt our credit scores to cancel them, or for emergencies, or just because we are too [...]

Hating on check writers

Posted by on March 11, 2009 at 8:49 am

I got myself into a mini-debate over on SlickDeals a while back about people who write checks at retail stores. I’m not a terribly patient person anyway, so retail check writers annoy me to no end. It takes much longer to write out a check than it does to swipe a card or even count out [...]

Warning: Don’t depend on any personal finance advice from this blog!

Posted by on March 9, 2009 at 10:30 am

The economic events of the last several months, and the “response” to those events by our government have been troubling me greatly recently. For a while it didn’t make any real sense to me as to why it was so troubling. I have what I consider to be a good job, modest expenses, considerable savings, [...]

Will your credit card company and reward points still be there tomorrow?

Posted by on March 3, 2009 at 10:49 am

Frequent readers of my blog know that I am an accountant (note: I don’t offer accounting or investing advice; please consult your own accountant and/or financial advisor). In the corporate accounting world, one of the hot topics is discussion of counterparty risk, which is basically the risk that the people you do business with will [...]

Chase: Just because your rate is fixed doesn’t mean we can’t add new fees!

Posted by on February 9, 2009 at 12:37 pm

Here’s a gem for you, courtesy of USAToday.com: apparently Chase is assessing new fees and raising minimum payments on credit card customers who are floating balances under promotional fixed rates. In the latest fee rolled out by a bank, JPMorgan Chase, the nation’s largest card issuer, has begun charging hundreds of thousands of borrowers a $10-a-month, [...]

New ING $25 Bonus Referral Links Posted

Posted by on March 18, 2008 at 3:41 pm
Happy Sunshine Angel Baby

I posted a new batch of referral links for ING today. By following these links, a new customer can earn a $25 bonus for opening either an Orange Savings or Electic Orange Checking account with an opening deposit of $250 or more. That’s an instant 10% return! This month’s referral links are brought to you [...]

$400 in bonuses for opening Chase checking accounts until 3/15/2008! (YMMV)

Posted by on February 28, 2008 at 2:20 pm

I posted several months ago about a $200 bonus offer for opening a Chase business checking account. Well, the offer is back again, with the only change being a minimum deposit of $500 instead of $100. The offer is valid until March 15, 2008, and you can download your coupon at: http://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/smallbusiness/shared/page/business_checking_offer3 To make the [...]