Banking

Posted new ING $25 bonus referral links

Posted by on February 15, 2008 at 10:00 am

I posted a new batch of referral links for ING. By following these links, a new customer can earn a $25 bonus for opening either an Orange Savings or Electic Orange Checking account with an opening deposit of $250 or more. That’s an instant 10% return! By opening an account through these links, you also [...]

Simplifying Finances: Step 1 – Identify Needs

Posted by on February 14, 2008 at 1:48 pm

A few months ago I wrote about my need to simplify my finances by closing old bank accounts. I got off to a decent start, closing four obviously unnecessary accounts, but never went past that. Why? My theory is that those were the only ones that were obviously unnecessary, while the others I could make some case [...]

So does this mean the dog won’t get pre-approved credit card offers anymore?

Posted by on February 9, 2008 at 11:02 pm

Well, I guess the credit insanity had to end sometime. One of the areas where logic seemed to go out the window long ago was with respect to credit cards. For a long time it seemed like there were at least five pre-approved offers in the mail every day. But perhaps the fun is now [...]

What type of cardholder does Chase consider you to be?

Posted by on February 7, 2008 at 9:11 am

All are not equal, at least as far as Chase and its customer service representatives are concerned. In an interesting article on the Consumerist billed as “10 Confessions of a Chase Customer Service Rep”, a former Chase CSR gives what he considers to be “secrets” of how their customer service works. Most of the article [...]

Inquiring minds want to know: “What’s in my wallet?”

Posted by on February 6, 2008 at 12:57 pm

It looks like another blogger has called me out (among others) to disclose the contents of my wallet. PT over at Prime Time Money has issued this challenge in a post where he discloses the contents of his wallet, and I’m never one to back down from a challenge. My wallet is not your traditional [...]

Online savings accounts: Who is king of the hill now?

Posted by on February 4, 2008 at 11:04 pm

It used to be that every other email in my inbox was spam for a product to enhance a certain manly part, but over the last couple of weeks those have been outnumbered by messages from online savings accounts notifying me of reduced interest rates. I guess that will happen when the Fed reduces rates [...]

The Interest Rate Cut and the Death of the App-O-Rama

Posted by on January 24, 2008 at 10:42 pm

As most everyone is aware now, the Federal Reserve this week dropped the Federal Funds rate by 75 basis points (0.75%). This is great for borrowers, but not so great for savers. Several online banks have already dropped their high yield online savings accounts drastically in response to the cut. This is on top of [...]

ING Direct Electric Orange Checking Account Referral Links ($25 Bonus)

Posted by on January 5, 2008 at 10:48 pm

Last night I posted referral links for the ING Direct Orange Savings Account, and tonight I am posting referral links for the ING Direct Electric Orange Checking Account. Electric Orange is ING’s paperless checking product which pays a very competitive interest rate of 3.15% APY for balances up to $50,000, 4.65% APY for balances between [...]

ING Direct Orange Savings Account Referral Links ($25 Bonus)

Posted by on January 5, 2008 at 12:53 am

It seems that with the new year many of my readers are looking to open a new ING Direct Orange Savings account, based on some of the search terms people have used to find the site in the last week. So to satisfy the masses, I am posting the following referral links. These links will [...]

Happy New Year! Here’s my financial to-do list

Posted by on January 1, 2008 at 12:15 am

Happy New Year, fellow cheap bastards! Everyone looks at the beginning of a new year as a new beginning of sorts, and it seems like everyone likes to put together their list of resolutions. I’ve never really liked the practice or the term, mainly because most people come up with stuff like “I want to [...]