I have a very odd letter from Chase yesterday about my credit card accounts with them. For whatever reason they decided to review my credit card accounts and reallocate credit limits between two of them. They decided to take $2,000 from a Flexible Rewards Visa that I hardly ever use and add it to my [...]
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Several months ago I posted about my brother-in-law’s refusal to shred his personal papers, including credit card statements. At the time I warned that he was just asking for trouble, and it looks like that trouble has finally hit. On one of the cards he rarely uses he suddenly noticed several charges on his account [...] Here’s a tip you probably didn’t know, which may surprise you considering all the different ways credit card companies try to trip you up so they can raise your interest rates and tack on fees. Most credit card companies will allow you to enroll in an automatic payment program. Of course they don’t heavily advertise [...] Here is an interesting tidbit on how consumers use those teaser balance transfer rates offered by credit card companies. As cited in a study from this Marketwatch article, those who take advantage of these balance transfer rates fall into three nearly equal groups: About one-third transfered balances to the new card and paid the balance [...] Well, I guess the credit insanity had to end sometime. One of the areas where logic seemed to go out the window long ago was with respect to credit cards. For a long time it seemed like there were at least five pre-approved offers in the mail every day. But perhaps the fun is now [...] All are not equal, at least as far as Chase and its customer service representatives are concerned. In an interesting article on the Consumerist billed as “10 Confessions of a Chase Customer Service Rep”, a former Chase CSR gives what he considers to be “secrets” of how their customer service works. Most of the article [...] As most everyone is aware now, the Federal Reserve this week dropped the Federal Funds rate by 75 basis points (0.75%). This is great for borrowers, but not so great for savers. Several online banks have already dropped their high yield online savings accounts drastically in response to the cut. This is on top of [...] Happy New Year, fellow cheap bastards! Everyone looks at the beginning of a new year as a new beginning of sorts, and it seems like everyone likes to put together their list of resolutions. I’ve never really liked the practice or the term, mainly because most people come up with stuff like “I want to [...] Back in the day, Discover Card was the king of the rewards credit cards, if for nothing else because it was nearly the only reward credit card. I remember how it was promoted with the tagline “The card that pays you back.” Well, fast forward to today and Discover is far from the only player [...] Have a Visa or Mastercard, or did you have one between 1996 and 2006? Then you may be due some money from a recent legal settlement related to disclosures and fees related to foreign currency transactions and fees. If you used a Visa, Mastercard or Diners Club card (charge, credit or debit/ATM) issued in the [...] |
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