If you are a Bank of America customer, you can get free admission to select museums on certain dates by showing your Bank of America credit or debit card and a photo ID. The eligible dates for 2009 are currently the first full weekend of each month through September, although their website says that more 2009 dates are to come. Full details on the program can be found on their Museums on Us(R) website.
Archive for the ‘Deals’ category
Free Museum Admissions from Bank of America
April 14th, 2010Make an Easy $25! New ING Bonus Links Posted
April 13th, 2010If you are looking to make a quick $25, one of the easiest ways to do it is by opening an ING Direct account as a new customer using one of our referral links. You can earn the referral bonus for the Orange Savings Account, the Orange Business Savings Account, or the Electric Orange Checking Account (limit one bonus per customer, not per account). All three are great products earning competitive interest rates with minimal if any fees.
ING Direct is one of the oldest online banks with a website unsurpassed for usability and an interest rate several times higher than the national average. If you are a new customer, simply use one of the referral links below and open your account with a deposit of at least $250. You will get a bonus of $25 credited to your account (there’s your 10% return) and one of my kids (the referrals are from their accounts) will get $10-$20 for referring you.
Orange Savings Account – Links expire 5/7/2010
- Orange Savings Referral
- Orange Savings Referral
- Orange Savings Referral
- Orange Savings Referral
- Orange Savings Referral
Electric Orange Checking Account – Links expire 5/7/2010
- Electric Orange Checking Referral
- Electric Orange Checking Referral
- Electric Orange Checking Referral
- Electric Orange Checking Referral
- Electric Orange Checking Referral
Business Orange Savings Account – Links expire 4/29/2010
- Business Orange Savings Referral
- Business Orange Savings Referral
- Business Orange Savings Referral
- Business Orange Savings Referral
- Business Orange Savings Referral
If you see a message at the top of the ING signup page saying the link is invalid or expired, it means it has probably already been used. Just use one of the other links to complete the signup. Thanks!
Rules of the game: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250. Initial deposit does not include bonus. The $25 bonus is available only for new accounts with a new Customer as primary owner. Only one bonus will be provided per household. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days.
$200 Chase Business Checking Bonus (exp May 15 2010)
April 9th, 2010The $200 Chase Business Checking Bonus is back again. As I’ve posted about and taken advantage of before, you can get a $200 bonus for opening a Chase Business Checking account. To take advantage of the offer you will need an opening deposit of $5,000 (previous offers were $500) and a printable coupon. The coupon expires May 15 2010, but Chase often takes the links down before the coupon expiration so you should print out your coupon now. It’s worth noting there is no requirement you keep $5,000 in the account, only that your opening deposit be at least that amount, so you could withdraw the money shortly after opening the account to avoid tieing up your money.
You can open a free account where the service fee is waived if you do five debit card transactions per month or have an active business credit card (meaning there was a balance at some point in the statement period) linked to the account. To open the account you either need a business license or you have to be a licensed professional (attorney, accountant, etc.).
Be warned that you have to go in the branch for this and depending on the representative you work with this could take up to an hour as they probe you for information on your business and opportunities to sell other products. However, $200 is well worth an hour of my time.
$75 bonus for free checking account at Bank of America
March 31st, 2010A few weeks ago I posted a rant about the stupidity of Bank of America and the monthly maintenance fee they charge on some MyAccess checking accounts. In my reasearch I found that although the MyAccess checking normally has an account maintenance fee if you don’t have a direct deposit, they were currently offering MyAccess checking with no maintenance fee or direct deposit requirement if you opened the account online. Unfortunately Bank of America would not apply those terms to our existing account, and said the only way we could get those terms was to open a new account.
I debated whether to bother with BofA anymore, but ultimately decided I liked the convenient branch access for ATMs and depositing small checks and dollar coins and opened the new account. I’m going in today to close the old account and transfer the funds to the new account.
Now for the bonus…BofA is currently offering a $75 bonus for opening a MyAccess checking account online using the promo code CH75OL1 and funding the account with $125. The full terms are listed on BofA’s website here. Based on the terms you have to be a new checking customer, although I signed up anyway to see if I would get the bonus (the old account had my wife as the primary account holder, so perhaps I’ll slip through). I’ll probably get refused, but since I was going to open the account anyway there is no harm in trying.
A couple of other helpful notes:
- You can fund the new accounts online using a credit card (the website says debit card but my Schwab Visa went through just fine) for up to $1,000 per account and earn reward points. I opened the checking and a savings and funded each for $1,000, resulting in a total of $2,000 charged to my card and $40 in cash back.
- If you are opening the checking you should consider opening the savings as well to take advantage of the Keep the Change program. The program itself is okay – your debit card purchases get rounded up to the next dollar with the extra amount being transferred from your savings to your checking, and BofA will normally match 5% of the KTC amount. However, in the first three months you earn a match of 100% of the transfer up to $250, and you can reach the $250 pretty easily paying bills online in $1.01 increments.
America’s Best Rewards Credit Card: No More Schwab InvestFirst Visa Applications After March 31!
March 30th, 2010As anyone who has or shops rewards credit cards lately knows, most of the offerings from the big monster mega-banks have been scaled back recently and the rewards programs aren’t nearly what they were a couple of years ago. Right now the best rewards card out there is the Charles Schwab Bank InvestFirst Visa, which pays a flat 2% back on purchases. The cash back is deposited automatically into your Schwab account every month (the Schwab brokerage account is fee-free if you have the card) regardless of how little or how much in rewards you earned.
Unfortunately our friend over at Hustler $$$ Blog has learned that Schwab will not be taking new applications on the card after the end of March, so if you want to get in on this card you need to do it now. They are no longer accepting online applications, so you will need to call 866-724-9223 and use priority code UAAS36. Remember they won’t take applications after March 31!
$150 PlainsCapital Bank Free Checking Offer – Austin Texas only
January 14th, 2010Here’s some more free money for all of you out there in Austin who do the bank account deals. PlainsCapital Bank is offering a $150 bonus for opening a free checking account. Just open the account with a minimum of $50 using the offer code FCAU1109 by February 19 and you’ll get $50, and when you have your direct deposit made to the account you’ll get another $100 for a total of $150. You could previously apply online, but they have since restricted the offer to Austin residents and it must be opened in person in one of their Austin branches. The terms of the offer say that you have to keep the account open for 90 days to avoid a fee, although the disclosure documents in the application process say 180 days, so plan on having the account open at least 6 months.
$150 PlainsCapital Bank Free Checking Offer
Here’s the details:
To qualify for the $50 bonus, you must open a new PlainsCapital Bank Free Checking Account by Feb. 19, 2010, with a minimum deposit of $50 in new funds (e.g., money not currently held at PlainsCapital Bank). The $50 bonus will be automatically deposited into your new account within 10 business days. To qualify for the $100 bonus, you must set up direct deposit into the new account within 60 days of account opening. Once direct deposit is set up and a deposit is made, the $100 bonus will be automatically deposited into your new account within 10 business days. Bonuses cannot be considered the minimum opening deposit. Limit one offer per customer. Checking account to remain open for 90 days or the account could be subject to an early closing fee. Account is subject to approval. Bonus is considered interest and must be reported on IRS Form 1099-INT.
UPDATE 1/14/2010 3:05pm: It looks like they have completely taken down the offer from their website. You may want to call to see if they will still honor this offer in-branch before making the drive over to one of their locations.
Free Popular Mechanics 1-year Subscription
January 12th, 2010Here’s an easy freebie to start your day. You can get a free 1-year subscription to Popular Mechanics magazine by signing up at RecycleBank. There is no cost to sign up and when you do you will receive 100 reward points automatically, which can be redeemed for the subscription. If Popular Mechanics isn’t your thing, you can choose one of the other subscriptions listed below instead.
Popular Mechanics 1-year Subscription — 100 points
Esquire One-year subscription — 80 points
Good Housekeeping One-year subscription — 80 points
Bazaar One-year subscription — 80 points
Marie Claire One-year subscription — 80 points
Redbook One-year subscription — 60 points
Seventeen One-year subscription — 80 points
Town & Country One-year subscription — 100 points
Lending Club bonus – Get $150 Amazon gift certificate for a new loan (expires TODAY!)
December 31st, 2009Right now through December 31, 2009 (yup, today) Lending Club is offering borrowers a $150 Amazon gift certificate for a new loan. Here’s the details from the email I received:
Have you considered applying for a low, fixed-rate loan from Lending Club?
As a Lending Club investor you already know that funding loans is confidential, quick & easy. As a holiday bonus to current Lending Club Members, you’ll get a $150 gift card to Amazon if you get a loan in the month of December!*
Whether you are looking to transfer credit card balances or consolidate other debt, a loan from Lending Club can be the perfect solution. Here are just some of the benefits of a Lending Club loan:
Low, fixed interest rates. Unlike credit cards, your interest rate will never change.
No hidden fees. Period.
36 equal monthly payments. Payments automatically deducted from your bank account.
No pre-payment penalties. You can pay off the loan at any time with no penalty.
Private & Confidential. Your personal information and identity is kept completely private and confidential.
Apply in just 3 minutes and get an instant decision >>>
As a Lending Club investor you will need to create a new account, using an alternative email address, to apply for a low, fixed rate loan.
Sincerely,
The Lending Club Team
There is no prepayment penalty on the loan, however there is a small origination fee based on your credit rating. With what they referred to as an A2 rating, my fee was $12.50 on a $1000 loan. $1000 is the minimum you can borrow. The process was pretty easy and I’ll end up netting $137.50 less whatever interest accrues on the loan in the short time before I pay it off (a few days at 7.4% shouldn’t be much). Slick deal!
Click here to apply and get in on this deal. Enter in the referral code Member_596953 and you’ll earn us a bonus as well and help support this site. If you want to sign up as a lender with that code you’ll get a $40 bonus, but I don’t think we earn anything from the referral.
Another $125 Chase Checking Bonus (exp. 1/15/2010)
December 22nd, 2009Everyone is looking for a little extra cash around the holidays, and here is a great opportunity for some easy money. Chase is offering a $125 bonus for opening a free checking account with direct deposit. To get in on the offer you will need to logon to your existing Chase online account and click on this link. There you will get a coupon for a $125 bonus when you open a Chase checking account between now and January 15, 2010. It is best to print the coupon early since Chase often takes down these coupons before the expiration date.
Here are the main points to remember on this offer:
1. Minimum deposit of $100 in new funds not currently held by Chase.
2. The $125 bonus will be deposited into your account within 10 days of your initial direct deposit.
3. Within 60 calendar days of account opening, you must initiate a monthly direct deposit which includes payroll, pension, Social Security, or other government benefits.
4. There is a limit of 1 personal checking account-related reward per customer, per calendar year.
5. Your checking account must remain open for a minimum of 6 months, or the reward will be debited from the account at closing.
6. Chase Checking has no monthly service fee when you have a direct deposit or 5 or more debit card purchases post to your account each statement period.
I have done these bonuses multiple times without issue. You can read about previous Chase bonus offers here.
No direct deposit? No worries! Read about how to fake the direct deposit and get the bonus money on this post.
Want to make another easy $50? Open an ING Direct account! Details here.
Score $25! New ING Direct Referral Links Posted
September 11th, 2009I’m a big fan of bank account bonuses, and one of the easiest ones out there is the $25 bonus from ING Direct. Simply open an ING Direct account as a new customer with an opening deposit of $250 or more using one of the referral links below. You can earn a bonus for opening either the ING Direct Orange Savings account or the ING Direct Electric Orange Checking account (but not both).
The Orange Savings Account offers:
- Great rate – no minimum balance required. Everyone earns the same high yield.
- No fees – your money goes to work for you.
- No changing banks – the Orange Savings Account is linked to your checking account.
- 24-hour access to your account – you’re always ready for opportunities.
- FDIC-insured – your money is safe and secure.
Referral links:
Electric Orange delivers the access and convenience of checking with the earning power of savings:
- Earn high interest
- Free ATM access at more than 32,000 locations nationwide
- A MasterCard® Debit Card for purchases
- Free Bill Pay and automatic overdraft protection
Referral links:
- Electric Orange Checking Referral
- Electric Orange Checking Referral
- Electric Orange Checking Referral
- Electric Orange Checking Referral
- Electric Orange Checking Referral
Please note that these links expire on 10/12/2009. If you see a message at the top of the ING signup page saying the link is invalid or expired, it means it has probably already been used. Just use one of the other links to complete the signup.
In addition to earning $25 for yourself, using these referral links helps support this blog with a $10 bonus for each successful referral. Thanks!
Rules of the game: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250. Initial deposit does not include bonus. The $25 bonus is available only for new accounts with a new Customer as primary owner. Only one bonus will be provided per household. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days.
