In an effort to simplify my finances a bit, I decided to finally rollover my 401(k) from the job I was laid off from last year. I had put it off waiting for the old employer’s last annual match to hit this past February, and then put it off after my experience rolling over the [...]
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The economic events of the last several months, and the “response” to those events by our government have been troubling me greatly recently. For a while it didn’t make any real sense to me as to why it was so troubling. I have what I consider to be a good job, modest expenses, considerable savings, [...] I posted previously about some things to consider before a layoff hits. The first of four installments discussed saving vital information and the second installment discussed work-related expenses. This third installment discusses items to consider as it relates to your retirement and savings accounts. Decisions you make in your final few months of employment could make a difference of [...] OK, this is totally in the “don’t try this at home” department, because people a lot smarter than me have tried to do this and failed miserably. With that disclaimer out of the way… I recently made the decision that I needed to rollover the funds in my old employer’s 401k plan (not the one [...] As I noted previously, I was laid off last week from my job at one of the Big 4 accounting firms. While I won’t name it, it is a four letter name that I now regard as a four letter word. As I am dealing with the challenges of an accelerated job search, transitioning out [...] Happy New Year, fellow cheap bastards! Everyone looks at the beginning of a new year as a new beginning of sorts, and it seems like everyone likes to put together their list of resolutions. I’ve never really liked the practice or the term, mainly because most people come up with stuff like “I want to [...] As anyone who knows me well can attest, I read a lot of magazines. My wife doesn’t hesitate to tell me quite often that my magazines are “out of control”. I get a lot of them, but don’t have much time to read unless I am traveling. Well, I found an article I liked so [...] One of the big things you hear a lot about in investing is diversification of assets. Like the old advice, “Don’t put all your eggs in one basket”, the idea here is to spread your investment money among enough different assets so that if one loses money, you can still fall back on the others. [...] I found this story on SmartMoney.com posing the question “What will retirement be like for GenX and GenY?”. For answers, they turned to some people calling themselves “futurists”, which I suspect is another name for the people who spend their every waking moment watching the Sci-Fi Channel. Anyway, their vision of future retirement doesn’t sound [...] |
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