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	<title>Frugal living tips @ CheapEncounters.com &#187; bonuses</title>
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		<title>Lending Club bonus &#8211; Get $150 Amazon gift certificate for a new loan (expires TODAY!)</title>
		<link>http://cheapencounters.com/2009/12/31/lending-club-bonus-get-150-amazon-gift-certificate-for-a-new-loan-expires-today/</link>
		<comments>http://cheapencounters.com/2009/12/31/lending-club-bonus-get-150-amazon-gift-certificate-for-a-new-loan-expires-today/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 10:21:17 +0000</pubDate>
		<dc:creator>BillyOceansEleven</dc:creator>
				<category><![CDATA[Graveyard]]></category>
		<category><![CDATA[bonuses]]></category>
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		<category><![CDATA[Lending Club]]></category>

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		<description><![CDATA[Right now through December 31, 2009 (yup, today) Lending Club is offering borrowers a $150 Amazon gift certificate for a new loan. Here&#8217;s the details from the email I received: Have you considered applying for a low, fixed-rate loan from Lending Club? As a Lending Club investor you already know that funding loans is confidential, [...]]]></description>
			<content:encoded><![CDATA[<p>Right now through December 31, 2009 (yup, today) Lending Club is offering borrowers a $150 Amazon gift certificate for a new loan. Here&#8217;s the details from the email I received:</p>
<p style="padding-left: 30px;"><em>Have you considered applying for a low, fixed-rate loan from Lending Club?<br />
As a Lending Club investor you already know that funding loans is confidential, quick &amp; easy. As a holiday bonus to current Lending Club Members, you&#8217;ll get a $150 gift card to Amazon if you get a loan in the month of December!*<br />
Whether you are looking to transfer credit card balances or consolidate other debt, a loan from Lending Club can be the perfect solution. Here are just some of the benefits of a Lending Club loan:<br />
Low, fixed interest rates. Unlike credit cards, your interest rate will never change.<br />
No hidden fees. Period.<br />
36 equal monthly payments. Payments automatically deducted from your bank account.<br />
No pre-payment penalties. You can pay off the loan at any time with no penalty.<br />
Private &amp; Confidential. Your personal information and identity is kept completely private and confidential.<br />
Apply in just 3 minutes and get an instant decision &gt;&gt;&gt;<br />
As a Lending Club investor you will need to create a new account, using an alternative email address, to apply for a low, fixed rate loan.<br />
Sincerely,<br />
The Lending Club Team </em></p>
<p>There is no prepayment penalty on the loan, however there is a small origination fee based on your credit rating. With what they referred to as an A2 rating, my fee was $12.50 on a $1000 loan. $1000 is the minimum you can borrow. The process was pretty easy and I&#8217;ll end up netting $137.50 less whatever interest accrues on the loan in the short time before I pay it off (a few days at 7.4% shouldn&#8217;t be much). Slick deal!</p>
<p><a href="https://www.lendingclub.com/borrower/applyForALoan.action " target="_blank">Click here to apply </a>and get in on this deal. Enter in the referral code <strong>Member_596953</strong> and you&#8217;ll earn us a bonus as well and help support this site. If you want to sign up as a lender with that code you&#8217;ll get a $40 bonus, but I don&#8217;t think we earn anything from the referral.</p>
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