Tag Archive

Simplifying Finances: Automatic Payment Plans for Credit Cards

Published on February 18, 2008 By BillyOceansEleven

Here’s a tip you probably didn’t know, which may surprise you considering all the different ways credit card companies try to trip you up so they can raise your interest rates and tack on fees. Most credit card companies will allow you to enroll in an automatic payment program. Of course they don’t heavily advertise [...]

Simplifying Finances: Step 1 – Identify Needs

Published on February 14, 2008 By BillyOceansEleven

A few months ago I wrote about my need to simplify my finances by closing old bank accounts. I got off to a decent start, closing four obviously unnecessary accounts, but never went past that. Why? My theory is that those were the only ones that were obviously unnecessary, while the others I could make some case [...]

So does this mean the dog won’t get pre-approved credit card offers anymore?

Published on February 9, 2008 By BillyOceansEleven

Well, I guess the credit insanity had to end sometime. One of the areas where logic seemed to go out the window long ago was with respect to credit cards. For a long time it seemed like there were at least five pre-approved offers in the mail every day. But perhaps the fun is now [...]

What type of cardholder does Chase consider you to be?

Published on February 7, 2008 By BillyOceansEleven

All are not equal, at least as far as Chase and its customer service representatives are concerned. In an interesting article on the Consumerist billed as “10 Confessions of a Chase Customer Service Rep”, a former Chase CSR gives what he considers to be “secrets” of how their customer service works. Most of the article [...]

Chase Professional Card – You’ll apply if we mail you the application times four?

Published on November 20, 2007 By BillyOceansEleven

Nothing really important with this post, but still funny. In the mail today I got a pre-approved application for the Chase Professional Card. In its infinite wisdom, Chase must have known that the offer wouldn’t initially appeal to me, so they sent me three more pre-approved applications for the card on the same day. I [...]

Rant: Bank Customer Service Hell

Published on November 16, 2007 By BillyOceansEleven

This was not a good day for my nerves in maintaining my various financial accounts. Today I have had to waste nearly an hour on the phone to fix errors by my banks. Here’s a rundown of the stupidity: Chase – I opened a new Chase personal credit card account in October and did a [...]

$200 bonus for opening a Chase Business Checking account

Published on September 28, 2007 By BillyOceansEleven

Update 11/27/2007: New working link at http://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/smallbusiness/shared/page/200_coupon_offer&ID=0000007224. Offer still expires on 11/30/2007. Thanks RJ! Update 11/24/2007: Unfortunately, it looks like the link to generate a coupon code for this offer is now dead. You may want to try contacting one of the nice Chase bankers that have posted their information in the comments to this [...]