Tag Archive

Simplifying Finances: Step 1 – Identify Needs

Published on February 14, 2008 By BillyOceansEleven

A few months ago I wrote about my need to simplify my finances by closing old bank accounts. I got off to a decent start, closing four obviously unnecessary accounts, but never went past that. Why? My theory is that those were the only ones that were obviously unnecessary, while the others I could make some case [...]

Online savings accounts: Who is king of the hill now?

Published on February 4, 2008 By BillyOceansEleven

It used to be that every other email in my inbox was spam for a product to enhance a certain manly part, but over the last couple of weeks those have been outnumbered by messages from online savings accounts notifying me of reduced interest rates. I guess that will happen when the Fed reduces rates [...]

Rant: Bank Customer Service Hell

Published on November 16, 2007 By BillyOceansEleven

This was not a good day for my nerves in maintaining my various financial accounts. Today I have had to waste nearly an hour on the phone to fix errors by my banks. Here’s a rundown of the stupidity: Chase – I opened a new Chase personal credit card account in October and did a [...]

Simplifying Finances: Closing Old Bank Accounts

Published on October 18, 2007 By BillyOceansEleven

With my wife and I expecting twins within the next month, I have decided it is best to try and simplify our finances a bit. I am a total interest rate and promotional bonus whore, so the number of bank accounts and credit cards we have open is mind-boggling. I actually started this process a [...]