Simplifying Finances: Step 1 – Identify Needs

A few months ago I wrote about my need to simplify my finances by closing old bank accounts. I got off to a decent start, closing four obviously unnecessary accounts, but never went past that. Why? My theory is that those were the only ones that were obviously unnecessary, while the others I could make some case [...]

Online savings accounts: Who is king of the hill now?

It used to be that every other email in my inbox was spam for a product to enhance a certain manly part, but over the last couple of weeks those have been outnumbered by messages from online savings accounts notifying me of reduced interest rates. I guess that will happen when the Fed reduces rates [...]

Rant: Bank Customer Service Hell

This was not a good day for my nerves in maintaining my various financial accounts. Today I have had to waste nearly an hour on the phone to fix errors by my banks. Here’s a rundown of the stupidity:

Chase – I opened a new Chase personal credit card account in October and did a [...]