Posts Tagged ‘preparations’

Seeds: “The Ultimate Barter Item” – Pass the Tin Foil Hat, Please

September 9th, 2009

The actions and proposals of the leftist loonies in Washington has many of us scared for the future, and one of the results of this fear is the rise of survivalism. While I don’t think we are headed for a complete anarchy situation along the lines of “Mad Max”, I do think some common sense preparations for possible trouble ahead would be appropriate. I even discussed this idea last year when oil prices went through the roof. That post can give you some thoughts on reasonable preparations to make, the types of things that are grandparents did - not because they were scared of some threat but because they knew it made sense to prepare for a rainy day. The Survival Podcast and the forums on that site are also a great resource for a more self-sufficient lifestyle.

That said, I heard an advertisement on the radio this morning that I think is going off the deep end. During the Glenn Beck radio show this morning, there was an ad for a product called “The Survival Seed Bank“, which claims to offer enough non-hybrid seeds to plant a full acre crisis garden. But hold on to your tin foil hats, because according to the ad the “global elite” are cryogenically storing non-hybrid seeds in the Arctic. Additionally, seeds are being touted as having the potential to be better investments than gold and silver, and it is claimed that seeds have outperformed gold and silver in this country in the past. The ad ends with a reminder that in a true crisis situation seeds would be “the ultimate barter item.” 

The argument for having some seed to be able to plant a garden is a good one, however I wonder if people who buy this product are buying this for any other reason than fear and if they really know what to do with the seeds they are purchasing. A few things to think about:

  1. Do you know anything about gardening so you could make the most of these seeds? Gardening isn’t as easy as just putting the seed in the ground and watching it grow. You have to know when and where to plant the seeds, and the when varies based on what part of the country you are in. It is often said that your first garden is an expensive venture as so many of your plants fail as you learn how to care for the plants.
  2. Are you planning to use these seeds in the next year or two? If you are planning to store these seeds for the long term, you may be sorely disappointed. Germination rates for most seeds tend to drop off sharply after two years of storage.
  3. Would your family eat all the crops from the seeds included in the package, or would all the seeds even grow? Some seeds just won’t grow in some parts of the country. And if the crop isn’t something your family likes, wouldn’t it be better to put together your own package of seeds based on your family’s tastes?
  4. Do you have the tools and supplies to create and tend a garden? Those seeds won’t do you much good without basic garden tools or a place to plant the seeds.
  5. Is this really the best investment you can make if a crisis is coming? The barter idea just cracks me up. Unless you have a ready supply of everything else you may need to support yourself (including tools, building supplies, hygenie items, etc.), you would be better off buying things you would actually need for yourself rather than buying seeds with the idea you can barter them later.

I’m not saying don’t buy this, but know what you are buying and think any preparations you make through. Don’t just buy this and put it in a closet so you can sleep better at night under the dilussion this will make you ready for the end of the world.

Dealing with a layoff BEFORE it happens: Part 1 – Saving essential information

February 12th, 2009

I have seen quite a few lists and articles out there about how to survive a layoff, but I’m not sure I’ve seen any with real practical tips on how to prepare for one. Once you’ve lost your job is not the time to figure out what you should have done before it happened and what the next steps are.

 

As much time as many of us spend at the office, it is very easy for us to allow much of our lives to become intertwined with our jobs. We make our workspaces our home away from home. But if you were to be laid off, would you have the opportunity to leave with everything you need? There’s a good chance you would not, as the day you are told will likely be your last day there. It is not uncommon to be escorted to your desk and given five minutes to pack personal belongings and then escorted to the door.

 

So based on my own experience, here are some things to think about and to take care of if you think a layoff is imminent. I have divided these items into four parts: saving essential information, employment expense issues, retirement and investing account considerations, and preparations for the next steps. This post will include the first of these sections: saving essential information.

 

As an employee, you have access to a great deal of information in the course of your work. Likewise, you leave quite a bit of your own personal information with your employer, especially on your work-issued computer. Here are a few items to make sure you take what you need and don’t leave behind anything you shouldn’t.

 

  1. Backup your contacts list from your work computer. If you are like I was, you track most of your professional contacts and even many of your personal ones in Outlook on your work computer. This is even more so if you have a BlackBerry or Treo issued by your employer connected to your work email. These contacts will be invaluable to you as you begin the search for your next position, so make sure you print a report of the contacts on your work computer periodically and bring it home. It is also a good idea to export the data to a backup file if you use a compatible email program on your home computer. Also consider bringing home any company/office directory in case you need to contact someone on the inside after you are dismissed. Former coworkers, clients, and other professional contacts are your first step at networking to find a new position, so don’t leave their information behind!
  2. Backup any personal files on your work computer. In addition to the numerous spreadsheets and TPS reports that likely clutter your work computer, there are probably many personal files on your computer as well. Make sure to copy these to a USB drive or other removable media and bring them home. Also be sure to copy any personal email you want to hang onto.
  3. Delete personal files/emails/bookmarks. After you have copied all of the personal files you wanted and successfully transferred them to your home computer, go back and delete all of those files to keep them from prying eyes later. Also remember that your computer will likely be reused, so save both you and the recipient of your computer some embarrassment and delete your bookmarks. At one of my old clients where I was issued a computer for their office, the bookmarks still included various links discussing the treatment of genital herpes. Talk about awkward!
  4. Download copies of your online payroll records. Many companies now only distribute pay statements electronically, so you may want to go and download them before being laid off. These will be important if you need to prove your prior employment or the amount of your pay.
  5. Download copies of any relevant human resources policies. Does your company have published policies regarding layoffs and severance packages? It may be a good idea to review and print those policies while you are still an active employee. Armed with this information you can know what you are supposed to get in terms of severance and can challenge your employer if you are offered less.

Parts 2-4 coming in the next few days…